Legal

Terms of Service

Last updated 6 July 2026

These Terms of Service ("Terms") are a legal agreement between you and Grypio ("Grypio", "we", "us", or "our") and govern your access to and use of our website, learning platform, and related services (together, the "Service"). By creating an account, accessing, or using the Service, you agree to be bound by these Terms. If you do not agree, you must not use the Service.

1. Eligibility

You must be at least 18 years old and able to form a legally binding contract to use the Service. By using Grypio you confirm that you meet these requirements and that the information you provide is accurate and kept up to date.

2. Your account

You are responsible for keeping your login credentials confidential and for all activity that occurs under your account. Accounts are personal to you and may not be shared, sold, or transferred. Notify us promptly at hello@grypio.com if you suspect any unauthorised use of your account. We are not liable for any loss arising from your failure to keep your credentials secure.

3. Licence to use the Service

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the Service for your own personal, non-commercial learning. All rights not expressly granted to you are reserved.

4. Intellectual property

The Service and all of its content, including lessons, text, graphics, designs, logos, software, and the selection and arrangement of them, are owned by or licensed to Grypio and are protected by intellectual property laws. Except as expressly permitted by us in writing, you may not copy, reproduce, distribute, publish, sell, sub-licence, scrape, republish, or create derivative works from any part of the Service. "Grypio" and our logos are our trademarks and may not be used without our prior written consent.

5. Acceptable use

You agree not to:

• use the Service for any unlawful, harmful, or fraudulent purpose;
• share, resell, or provide access to your account or the Service to any third party;
• copy, distribute, or reproduce our content beyond your own personal use;
• reverse engineer, decompile, or attempt to extract the source code of the Service;
• access the Service by automated means (bots, scrapers, crawlers) or attempt to circumvent any access, usage, or security controls;
• upload or transmit malicious code, or interfere with or disrupt the Service;
• use any AI features of the Service to generate unlawful, harmful, hateful, or abusive content, or for any purpose other than learning about and practising the use of AI; or
• use the Service in any way that infringes the rights of others or breaches any applicable law.

We may suspend or terminate your access immediately if you breach this section.

6. AI features and educational nature

The Service includes practice tools that use third-party artificial intelligence providers to generate responses ("AI Features"). AI-generated output may be inaccurate, incomplete, or unsuitable for your circumstances and is provided for educational and illustrative purposes only. The Service, including all lessons and AI output, does not constitute professional, legal, financial, medical, or career advice and must not be relied upon as such. We do not guarantee any particular result, outcome, qualification, income, or employment from using the Service. You are responsible for how you use any information or output obtained from the Service.

7. Subscriptions, trials, and billing

Grypio is offered on a subscription basis. Paid subscriptions are billed on a recurring monthly basis and renew automatically until cancelled. Prices are set in US dollars and may be shown or charged in your local currency at checkout. Payments are processed by our third-party payment provider, which acts as the merchant of record; we do not receive or store your full payment card details. Any free trial we offer will automatically convert into a paid subscription at the end of the trial period unless you cancel before it ends. We may change our prices or subscription features from time to time; where a change affects an active subscription we will give you reasonable notice before it takes effect, and continued use after the change means you accept the new price.

8. Cancellation and refunds

You may cancel your subscription at any time from your account settings. When you cancel, your paid access continues until the end of the current billing period, after which it will not renew. Depending on where you live, you may have a statutory right to cancel a purchase of digital content within a short period after buying. Where such a right applies, by choosing to access the digital content immediately you ask us to begin at once and acknowledge that, to the extent permitted by law, you lose that cancellation right once access has begun. Except where required by law, payments are non-refundable.

9. Availability and changes to the Service

We aim to keep the Service available but do not guarantee that it will be uninterrupted, timely, secure, or error-free. We may modify, suspend, or discontinue any part of the Service at any time, including content, features, and subscription tiers, without liability to you.

10. Disclaimer of warranties

To the fullest extent permitted by law, the Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of satisfactory quality, fitness for a particular purpose, and non-infringement. We do not warrant that the Service, its content, or any AI output will be accurate, reliable, or meet your requirements. Nothing in these Terms excludes or limits any right or warranty that cannot lawfully be excluded or limited.

11. Limitation of liability

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be limited or excluded under applicable law. Subject to that, and to the fullest extent permitted by law:

• we will not be liable for any indirect, incidental, special, consequential, or punitive loss, or for any loss of profits, revenue, data, goodwill, or opportunity, however arising; and
• our total aggregate liability arising out of or in connection with the Service and these Terms will not exceed the total amount you paid us in the twelve (12) months before the event giving rise to the claim.

12. Indemnity

You agree to indemnify and hold harmless Grypio and its officers, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable legal fees) arising out of or connected with your use of the Service or your breach of these Terms, applicable law, or third-party rights.

13. Third-party services

The Service relies on third-party providers (such as hosting, payment processing, communications, and AI providers) and may link to third-party websites. We are not responsible for the content, policies, or practices of any third party, and your use of a third party's services may be governed by that party's own terms.

14. Suspension and termination

We may suspend or terminate your access to the Service at any time, with or without notice, if we reasonably believe you have breached these Terms or to protect the Service, other users, or ourselves. You may stop using the Service and close your account at any time. Provisions that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and indemnity) will survive.

15. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will take reasonable steps to notify you, such as by posting the updated Terms with a new effective date. Your continued use of the Service after the changes take effect constitutes acceptance of the updated Terms.

16. Governing law and disputes

If you have any dispute with us, please first contact us at hello@grypio.com so we can try to resolve it informally. These Terms and any dispute relating to them are governed by applicable law, and you agree to the exclusive jurisdiction of the competent courts, without prejudice to any mandatory rights you may have under the law of your country of residence.

17. General

If any provision of these Terms is found unenforceable, the remaining provisions continue in full force. Our failure to enforce any right is not a waiver of it. You may not assign these Terms without our consent; we may assign them as part of a reorganisation or sale. These Terms are the entire agreement between you and us regarding the Service.

18. Contact

Questions about these Terms can be sent to hello@grypio.com.

_Last updated: 6 July 2026._