Legal

Refer & Earn Programme Terms

Last updated 4 August 2026

1. Programme and acceptance

These Refer & Earn Programme Terms (“Programme Terms”) govern participation in Grypio’s Refer & Earn Programme (“Programme”). They supplement the Terms of Service. By activating Refer & Earn as a Customer or creating a Partner Referrer account, you agree to these Programme Terms.

2. Who may participate

Participants must be at least 18 years old, provide accurate information, maintain a valid Grypio account and comply with these Programme Terms. Grypio may limit participation based on location, payout availability, legal requirements, security, programme capacity or risk.

3. Referrer categories

A “Customer Referrer” is a Customer participating in the Programme. A Customer Referrer receives the full Customer reward configured for the qualifying offer. A “Partner Referrer” is a person who has not purchased Grypio and participates through the separate referral portal. A Partner Referrer receives 50% of the Customer reward configured for the qualifying offer, unless a different amount is expressly displayed for that offer. If a Partner Referrer later becomes a Customer, future qualifying referrals are treated under Customer Referrer terms from the effective upgrade time. Earlier rewards are not recalculated.

4. Referral links and attribution

Grypio may provide a unique referral link, code or other attribution method. You must use the method provided and must not alter, obscure or misuse it. A purchase qualifies only where Grypio can reasonably attribute it to the Referrer under the Programme’s active attribution rules. Attribution may depend on technical records, account information, referral identifiers and the timing of the purchase. Grypio’s records will control where multiple claims, deleted identifiers, blocked technologies, manual interference or conflicting attribution sources exist, subject to correction of clear error.

5. Qualifying purchase

A qualifying purchase is the Referred Customer’s first successfully verified eligible purchase made through valid referral attribution, after applicable checks. A purchase does not qualify if it is refunded, reversed, disputed, fraudulent, unauthorised, self-referred, artificially arranged, ineligible under the offer, or otherwise contrary to these Programme Terms.

6. How rewards are determined

Each eligible offer has a fixed Customer referral reward. The exact offer purchased determines the base reward and reward currency. A Customer Referrer receives the full configured Customer reward. A Partner Referrer receives 50% of that reward unless a different Partner Referrer amount is expressly displayed. Referral rewards may vary based on the Referred Customer’s country, the offer purchased and the Referrer’s status. The confirmed reward will appear in the Referrer’s earnings record. Changes to future offer rewards do not retroactively change a reward already credited for a verified purchase.

Referred customer free month. In addition to any reward earned by the Referrer, a validly referred customer receives one additional month of access, added to the access they purchase and applied automatically when their qualifying purchase is verified. This benefit is provided to the referred customer, is separate from and does not reduce the Referrer's reward, and may be changed or withdrawn on a prospective basis in line with the "Programme changes" section.

7. Cross-market rewards and account currency

Each Referrer has one registered referral account currency, generally based on the verified payout country and selected payout arrangement. Where the qualifying offer’s reward currency differs from the Referrer’s registered account currency, Grypio will convert the reward at or around the time the qualifying payment is verified using a rate selected from a payment, payout, financial or foreign-exchange source. The converted reward credited to the Referrer’s account is then fixed, subject to later reversal under these Programme Terms. The earnings record may show the Referral Country, original offer reward and credited amount. The main balance is displayed in the Referrer’s registered account currency.

8. Pending and available rewards

Rewards are initially pending. A Customer Referrer reward ordinarily becomes available 14 days after the qualifying payment is verified. A Partner Referrer reward ordinarily becomes available 30 days after verification, provided the purchase remains valid and all checks are satisfied. Grypio may extend a review where reasonably necessary for payment settlement, fraud checks, disputes, refunds, compliance, provider delays or unusual account activity.

9. Payout thresholds

Payout eligibility is based on a monetary threshold configured for the Referrer’s registered payout country, account currency and Referrer status. The applicable threshold will be displayed in the Referrer’s account. Customer Referrers may receive a lower threshold than Partner Referrers as a Customer benefit. Available rewards below the threshold remain in the account and carry forward to a later payout cycle. There is no general lifetime earning cap, but programme-specific, legal or risk-based restrictions may apply.

10. Payout schedule

Eligible payouts are processed monthly, ordinarily on or around the 15th. This is a processing target, not a guaranteed arrival date. To be included, the Referrer must meet the threshold and provide complete, valid and timely payout information. Balances may roll forward where information is missing, verification is incomplete, a review is open or a provider cannot complete the transfer.

11. Payout methods and information

Available payout methods depend on the Referrer’s verified payout country, account currency and third-party availability. Referrers are responsible for providing accurate payout details and promptly updating them. Grypio may verify information and may hold or reject a payout where details are incomplete, inconsistent or reasonably suspected to be invalid. A payout-country or account-currency change may require review and will ordinarily affect future rewards only. Grypio may limit frequent or unsupported changes.

12. Fees, conversion and net payment

Referral rewards are recorded as gross earnings. Applicable third-party costs incurred in converting, processing or delivering a payout may be deducted from the amount transferred. These costs may include transfer, currency-conversion, intermediary, mobile-money, banking or receiving charges. Grypio does not impose an undisclosed internal withdrawal fee. The completed payout record will show the amount paid and any deductions known to Grypio. Some third-party receiving charges may be outside Grypio’s visibility or control.

13. Taxes

Referrers are responsible for determining and meeting their own tax, reporting and registration obligations arising from Programme earnings. Grypio may request tax, identity or compliance information and may withhold amounts where required by applicable law.

14. Prohibited activity

Referrers must promote Grypio honestly and lawfully. self-referrals or purchasing through an account or arrangement controlled by the Referrer; creating duplicate, connected or fictitious accounts to generate rewards; misleading claims, false guarantees or impersonation; spam, harassment, unlawful direct marketing or use of purchased contact lists; bidding on Grypio brand terms, domain impersonation or misleading advertisements without written permission; cookie stuffing, forced clicks, hidden redirects, unauthorised browser extensions or attribution interference; manipulating regional pricing, location, payment or identity information for referral gain; offering unauthorised rebates, cashbacks or incentives funded from the purchase price; promoting Grypio on unlawful, deceptive, hateful, sexually explicit or otherwise unsuitable channels; any conduct designed to create a reward without a genuine independent customer purchase.

15. Reviews, reversals and failed payouts

Grypio may review any referral, reward or payout and request reasonable supporting information. A reward may be rejected or reversed where the underlying purchase is refunded, reversed, disputed, fraudulent, duplicated, unauthorised or ineligible, or where the Referrer breaches these Programme Terms. A reward remains reversible even after it has been paid. If a related purchase is later charged back, refunded, reversed, found to be unauthorised, fraudulent or otherwise ineligible, Grypio may create a negative adjustment, offset the amount and applicable third-party costs against current or future earnings, suspend further payouts, or request repayment where reasonably appropriate. If a payout fails, the valid net amount may be returned to the Referrer’s available balance after reconciliation, less any non-recoverable third-party cost where permitted. Negative adjustments may be offset against future earnings where a reward was already paid and later becomes invalid.

16. Promotion rules

Referrers must clearly identify that they may earn a reward where disclosure is required. They may use approved Grypio materials but must not present themselves as employees, agents or official representatives. Referrers may not make commitments on Grypio’s behalf, alter Grypio’s pricing or policies, or make claims that Grypio has not authorised.

17. Suspension and termination

Grypio may suspend or terminate Programme participation for breach, fraud risk, legal requirements, provider restrictions, inactivity, security concerns or programme closure. Where participation ends, valid available rewards may remain payable subject to thresholds, checks, deductions and applicable law. Invalid, pending or unverified rewards may be cancelled. Termination of Refer & Earn does not automatically terminate paid learning access unless the underlying conduct also breaches the Terms of Service.

18. Programme changes

Grypio may change future reward amounts, thresholds, payout methods, schedules, eligibility or Programme features. Changes apply prospectively unless required to correct an error, comply with law, address abuse or reflect an invalid underlying transaction. Material changes will be communicated where appropriate.

19. No employment, agency or partnership

Participation does not create employment, agency, franchise, joint venture, fiduciary or legal partnership. Referrers act independently and have no authority to bind Grypio.

20. Disputes and contact

Questions or disputes about attribution, rewards or payouts should be sent to hello@grypio.com with relevant details. These Programme Terms are governed and disputes are handled in accordance with the Terms of Service.